	B	C	D	E	F	G	H	I
1
2			THE GROUP			THE BANK
3			2021	2020	2019	2021	2020	2019
4				(Restated)	(Restated)		(Restated)	(Restated)
5	ASSETS	Notes	MUR'000	MUR'000	MUR'000	MUR'000	MUR'000	MUR'000
6
7	Cash and cash equivalents	13	97,810,111	69,036,975	50,700,638	97,810,099	69,032,249	50,698,992
8	Due from banks	14	17,974,090	11,132,738	12,967,930	17,974,090	11,132,738	12,967,930
9	Derivative financial instruments	15	407,880	321,961	744,595	407,880	321,961	92,413
10	Loans and advances to banks	16(a)	6,638,835	5,245,927	6,019,048	6,638,835	5,245,927	6,019,048
11	Loans and advances to customers	16(b)	18,749,929	23,043,922	22,150,196	18,749,929	23,043,922	22,150,196
12	Investment securities	17	45,410,195	48,696,565	46,203,952	45,410,195	48,664,900	45,308,171
13	Asset held for distribution	18(b)	-	-	-	-	38,277	-
14	Property and equipment	19	137,437	171,195	187,071	137,437	170,977	185,675
15	Intangible assets	20	288,679	269,990	243,401	288,679	269,914	243,398
16	Right of use assets	21	44,518	80,017	-	44,518	80,017	-
17	Deferred tax assets	11(d)	149,593	124,506	101,664	149,593	124,388	100,953
18	Other assets	22	2,471,954	2,353,081	2,042,215	2,471,954	2,347,559	2,106,722
19	TOTAL ASSETS		190,083,221	160,476,877	141,360,710	190,083,209	160,472,829	139,873,498
20
21	EQUITY AND LIABILITIES
22	LIABILITIES
23	Due to banks	23	1,000,122	13,252	30,434	1,000,122	13,252	30,434
24	Deposits from banks	24(a)	364,726	96,365	14,106	364,726	96,365	14,106
25	Deposits from customers	24(b)	178,832,286	150,826,106	131,018,499	178,846,558	150,850,619	131,194,259
26	Derivative financial instruments	15	210,392	107,168	702,177	210,392	107,168	49,995
27	Debts issued	25	-	1,083	320,662	-	-	184,205
28	Financial liabilities measured at fair value through profit or loss	27	-	4,398	872,139	-	-	-
29	Retirement benefit obligations	30	73,189	102,034	67,307	73,189	99,851	64,652
30	Current tax liabilities	11(a)	85,647	95,283	175,913	85,647	95,283	175,913
31	Lease liabilities	21	47,658	82,571	-	47,658	82,571	-
32	Other liabilities	26	412,507	497,135	458,935	407,993	486,396	443,530
33	TOTAL LIABILITIES		181,026,527	151,825,395	133,660,172	181,036,285	151,831,505	132,157,094
34
35	EQUITY ATTRIBUTABLE TO EQUITY HOLDERS OF THE PARENT
36	Ordinary shares	28	3,641,049	3,641,049	3,641,049	3,641,049	3,641,049	3,641,049
37	Class A shares	29	1,385,768	1,399,768	1,399,768	1,385,768	1,385,768	1,385,768
38	Retained earnings	31	2,693,075	2,285,239	1,801,294	2,664,794	2,297,788	1,836,242
39	Other reserves	31	1,336,802	1,325,426	858,427	1,355,313	1,316,719	853,345
40	TOTAL EQUITY		9,056,694	8,651,482	7,700,538	9,046,924	8,641,324	7,716,404
41
42	TOTAL EQUITY AND LIABILITIES		190,083,221	160,476,877	141,360,710	190,083,209	160,472,829	139,873,498
43

1

2

THE GROUP

THE BANK

3

2021

2020

2019

2021

2020

2019

4

(Restated)

5

ASSETS

Notes

MUR'000

6

7

Cash and cash equivalents

13

97,810,111

69,036,975

50,700,638

97,810,099

69,032,249

50,698,992

8

Due from banks

14

17,974,090

11,132,738

12,967,930

17,974,090

11,132,738

12,967,930

9

Derivative financial instruments

15

407,880

321,961

744,595

407,880

321,961

92,413

10

Loans and advances to banks

16(a)

6,638,835

5,245,927

6,019,048

6,638,835

5,245,927

6,019,048

11

Loans and advances to customers

16(b)

18,749,929

23,043,922

22,150,196

18,749,929

23,043,922

22,150,196

12

Investment securities

17

45,410,195

48,696,565

46,203,952

45,410,195

48,664,900

45,308,171

13

Asset held for distribution

18(b)

-

38,277

-

14

Property and equipment

19

137,437

171,195

187,071

137,437

170,977

185,675

15

Intangible assets

20

288,679

269,990

243,401

288,679

269,914

243,398

16

Right of use assets

21

44,518

80,017

-

44,518

80,017

-

17

Deferred tax assets

11(d)

149,593

124,506

101,664

149,593

124,388

100,953

18

Other assets

22

2,471,954

2,353,081

2,042,215

2,471,954

2,347,559

2,106,722

19

TOTAL ASSETS

190,083,221

160,476,877

141,360,710

190,083,209

160,472,829

139,873,498

20

21

EQUITY AND LIABILITIES

22

LIABILITIES

23

Due to banks

23

1,000,122

13,252

30,434

1,000,122

13,252

30,434

24

Deposits from banks

24(a)

364,726

96,365

14,106

364,726

96,365

14,106

25

Deposits from customers

24(b)

178,832,286

150,826,106

131,018,499

178,846,558

150,850,619

131,194,259

26

Derivative financial instruments

15

210,392

107,168

702,177

210,392

107,168

49,995

27

Debts issued

25

-

1,083

320,662

-

184,205

28

Financial liabilities measured at fair value through profit or loss

27

-

4,398

872,139

-

29

Retirement benefit obligations

30

73,189

102,034

67,307

73,189

99,851

64,652

30

Current tax liabilities

11(a)

85,647

95,283

175,913

85,647

95,283

175,913

31

Lease liabilities

21

47,658

82,571

-

47,658

82,571

-

32

Other liabilities

26

412,507

497,135

458,935

407,993

486,396

443,530

33

TOTAL LIABILITIES

181,026,527

151,825,395

133,660,172

181,036,285

151,831,505

132,157,094

34

35

EQUITY ATTRIBUTABLE TO EQUITY HOLDERS OF THE PARENT

36

Ordinary shares

28

3,641,049

37

Class A shares

29

1,385,768

1,399,768

1,385,768

38

Retained earnings

31

2,693,075

2,285,239

1,801,294

2,664,794

2,297,788

1,836,242

39

Other reserves

31

1,336,802

1,325,426

858,427

1,355,313

1,316,719

853,345

40

TOTAL EQUITY

9,056,694

8,651,482

7,700,538

9,046,924

8,641,324

7,716,404

41

42